Secrets of a Public Adjuster: What Really Happens After A Major Disaster?

Secrets of a Public Adjuster: What Really Happens After A Major Disaster?

Insurance companies are under tremendous pressure to respond to a claim as soon as possible. However, they have reduced the number of their property adjusters in recent years, and when a major calamity occurs such as  Hurricane Florence, they have to bring in adjusters from out-of-state to write an estimate for the cost of the repairs.

The technical term for these adjusters is “Cat Adjusters,” which is short for “Catastrophe Adjusters.” These Cat Adjusters wait for a widespread disaster to hit, such as hurricanes. They then work very hard for a few months and then move on to the next disaster, wherever it may be.

Read More

How Can A Public Adjuster Get You A Better Settlement?

How Can A Public Adjuster Get You A Better Settlement?

You have just suffered an emotionally upsetting loss to your home or business. You now face the task of preparing and submitting a complicated claim to your insurance company—a task required by your policy. For most, the preparation of a property damage insurance claim is unfamiliar and rough terrain: depreciation, exclusions, replacement cost, actual cash value...At times, the list seems endless, but it is your responsibility to prepare and prove your claim to the insurance company. 

Read More