Hail! Hail! Insurance Damage Claim Estimates Are Here!

Hail! Hail! Insurance Damage Claim Estimates Are Here!

The National Insurance Crime Bureau (NICB) recently reported that insurance claims resulting from hail-storm damage increased 84 percent in 2012 from their 2010 level. In 2010, there were 467,602 hail damage claims filed. That number increased to 689,267 in 2011 and to 861,597 in 2012—an overall increase of 84 percent from 2010 to 2012.

So, just what is hail? Hail is a form of solid precipitation. It consists of balls or irregular lumps of ice, each of which is called a hailstone. Hail is possible within most thunderstorms, as it is produced by cumulonimbi, usually within two nautical miles of a parent storm. Hail formation requires environments of strong, upward motion of air and lowered heights of the freezing level.

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