AboutProfessional Loss Adjusters

Professional Loss Adjusters, Inc. is a team of experienced Public Adjusters who work on your behalf to catalog, prepare and support your insurance claim. We adjust virtually every kind of property loss, including buildings, personal property, business interruption, extra expense, loss of rent, and additional living expense.

Posted by Professional Loss Adjusters

Jun 6, 2017 7:36:00 PM

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Functional Replacement Coverage: How It Can Affect Your Insurance Claim

You’ve had a loss to your property. You want the damage fixed as soon as possible and you expect it to be restored to its original condition, using similar materials. After all, you’ve paid your insurance premiums on time and you have a great relationship with your insurance agent. This should be a no-brainer. Unfortunately, some insurance policy endorsements can make this process more difficult, including an endorsement known as “Functional Replacement.” 

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Topics: public adjuster, insurance claim, functional replacement coverage

Posted by Professional Loss Adjusters

Jul 18, 2016 7:10:00 PM

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Hidden Coverages Increase Insurance Payouts in Maine

When was the last time you read your insurance policy? Terms like “stretch coverage,” “actual cash value,” “recoverable depreciation” or “Ordinance and Law” can mean very little to the average person, but can mean a lot in terms of sizable out-of-pocket expenses or money left on the table to an insured facing a building loss. The last thing anyone needs is the added pressure of becoming an expert on insurance terminology when faced with a loss.
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Topics: public adjuster, insurance claim, water damage