AboutHoward Shore

Howard attended the University of Massachusetts. Prior to becoming a Public Adjuster, he was a licensed insurance agent and Senior Property Adjuster with the Fireman's Fund Insurance Co. and John Hancock Insurance Co. for 19 years. He has adjusted thousands of claims in his career. He is a graduate of the Life Underwriters Training Council, the Vale Tech Property Training Program, and several mold-training courses. Contact Howard at 617.699.3875.

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Posted by Howard Shore

Mar 11, 2018 8:18:00 PM

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7 Rules To Maximize Your Insurance Claim

So, you have an insurance claim. I can never stress enough how important it is to contact a public adjuster as soon as you can to assist you with your insurance claim and to help you navigate the complicated process of recovering from a disaster. But, the timing doesn't always happen that way.

So, the following rules will help you in the hours and days immediately following your loss and will help you determine these four things:

1) What to do
2) How to do it
3) When to do it, and
4) Should I do it?

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Topics: insurance claim, storm damage

Posted by Howard Shore

Mar 6, 2018 8:18:00 PM

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Will My Insurance Cover Tree Removal?

Many homeowners have had trees and branches come down from last week’s Nor'easter that hit Massachusetts, New Hampshire, Maine and much of the Mid-Atlantic coast. For most of us with homeowner's policies, there may be coverage to help pay for the removal of fallen trees. But, the devil is in the details.

Not all policies are alike, so my first piece of advice is to read through your policy to see how coverage is applied to fallen trees. Most policies have a section just a couple of pages into the policy that is titled “Additional Coverages.” Here you may find if your policy contains coverage for tree removal. 

But, there are a few things you show know. For instance, what is the specific terminology within your policy? Let's dive into that...

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Topics: storm damage, Nor'easter, tree damage