AboutBruce Knowlton

Bruce attended Framingham State College in Massachusetts with studies in Computer Science. Prior to becoming a Public Adjuster, he was a Property/General Manager for 5 years. Bruce also has 17 years experience working for a successful remodeling and investment real estate company. He has an extensive background in estimating, construction, scheduling, and commercial building maintenance.

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Posted by Bruce Knowlton

Jun 6, 2017 7:36:00 PM

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Functional Replacement Coverage: How It Can Affect Your Insurance Claim

You’ve had a loss to your property. You want the damage fixed as soon as possible and you expect it to be restored to its original condition, using similar materials. After all, you’ve paid your insurance premiums on time and you have a great relationship with your insurance agent. This should be a no-brainer. Unfortunately, some insurance policy endorsements can make this process more difficult, including an endorsement known as “Functional Replacement.” 

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Topics: public adjuster, insurance claim, functional replacement coverage