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Prof. Loss Adjusters complete major loss adjustment in record time

  
  
  
  
  
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On June 1st 2011, a devastating tornado hit western Massachusetts. It left damage and ruin in its West to East trail of destruction that began in Westfield and passed through West Springfield, Springfield, Wilbraham, Monson, Brimfield and Sturbridge. The tornado left four individuals dead and 33 injured in the city of Springfield, according to a report by the Boston Police Department. The tornado resulted in substantial property loss for those living in the Springfield area. Roofs were torn off houses and apartment complexes. A few homes were completely torn from their foundation and flipped up side down. 

Tornados Within a Hurricane Can Cause Incredible Damage

  
  
  
  
  
Warehouse roof destroyed by tornado.

 A hurricane, with winds in excess of 75 miles per hour, can cause damage. A tornado, with much higher winds, that spawns from a hurricane can result in far more damage. 

Tornado in Springfield, MA creates many insurance claims, Part 3

  
  
  
  
  
Roof in West Springfield damaged by winds and concrete blocksThe force of the tornado can have some unusual results. This roof was pushed down by concrete blocks from an adjacent building and then uplifited by the wind. Imagine what this does to the walls of the building.

Building damaged by concrete blocks and winds from tornado.

Tornado in Springfield, MA creates many insurance claims, Part 2

  
  
  
  
  
Destruction of forested areas shows the direction and width of the path of destructionIt is difficult to get a sense of the path and breadth of destruction of the June 1 tornado in Massachusetts from the ground. Photos from the air give a better indication of what happened.

Photo of forested areas show width and path of the tornado 

Tornado in Springfield, MA creates many insurance claims, Part 1.

  
  
  
  
  
Roof torn off commercial building, Main St.


Professional Loss Adjusters is representing several property owners in the adjustment of their insurance claims. You have probably seen photos of the incredible building damage from the ground. Recently, I took aerial photos of several of the claims we are adjusting to give you a different perspective.

PLA goes on the radio to provide advise on adjusting tornado claims

  
  
  
  
  
Len Theran & Mike Salvi at WCRN radio

Mike Salvi and I were honored to be invited by Gary Goldman of WCRN talk radio, Worcester, MA, to provide advice to tornado victims on how to deal with their insurance claims.

Going the extra 2,400 miles to adjust a flood insurance claim.

  
  
  
  
  
Inside manufacturing plant

Inside El Salvador manufacturing plant.

What to do if you have a water damage insurance claim.

  
  
  
  
  
Hand held meter detects hidden moisture in walls

 After the extraordinary winter of 2011, there have been thousands of homes and other buildings that have suffered water damage. Here is our opinion of what you should do to deal with this situation.

Professional Loss Adjusters Featured in the Merlin Law Group blog

  
  
  
  
  

We were recently honored to be featured in the Merlin Law Group blog www.propertyinsurancecoveragelaw.com. Here is the article:

This week, I had the opportunity to discuss trends in public adjusting with a very seasoned and humble second-generation public adjuster located in Massachusetts. His public adjusting firm employs seven public adjusters, who adjust claims in Massachusetts, Connecticut, Rhode Island, Vermont, Maine, New Hampshire, Texas, Louisiana, Mississippi, Florida, North Carolina, South Carolina, Minnesota and Michigan.

Collapse Insurance Claims - Commercial Property

  
  
  
  
  
Years ago, the insurance coverage for collapse was broad. Even the threat of a collapse was covered. However, insurance companies have gradually narrowed the definition to restrict the coverage to the most severe situations. As Public Adjusters, representing insured who have suffered losses, we have to deal with this issue, expecially in times of heavy snow.

The latest edition of the insurance form used by most insurance policies (CP 1030 June 2007) for commercial property limits coverage to an “abrupt collapse”. (Insurance companies can use other forms or different editions of this form. So this discussion may not apply to your policy.)

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